the people

Silent Majority Speaks

Rescuing Democracy in the United Kingdom from our current Elected Dictatorship

Spin, not face-to-face confrontations with the voters, is the Government's chosen method of communication. Ordinary people are dangerous. Ordinary people might ask a question which throws a politician 'off message'; the Cabinet member might reveal himself or herself to be a human being like us, and not a programmed android. Worse still, he or she might tell the truth.

Ann Leslie - Daily Mail, September 16, 2004

Blair wants to leave his mark on history - looks more like a stain to me.

Peter Thorndyke, Diss, Norfolk - Daily Mail, May 23, 2005

I know I'm me - why do I need an ID card?

"Sorry, officers, I don't have an ID card. I never applied for one. It seemed a bit steep at 300 quid. I do have my free passport, my driving licence and my London freedom travel pass, each with my photograph. I have my NHS medical card, with its lengthy number, given me at birth, my RAF service book with my Armed Forces number, and a chit authorising me to wear a few gongs -including a General Service Medal with Malaya bar, for fighting communist terrorists on behalf of my country, or so they told me.

"I've also got various credit cards and store cards, all with my signature on the back, generally good for buying the everyday requrements for life as well as the odd luxury. If you decide to arrest me, I suppose I'll have to be photographed and given another number, besides my PINs.

"I'm afraid I haven't got a pension book; it was taken away."

"By thieves, sir?"

"No ... well, not exactly. By the Government. By the way, may I see your warrant cards please, gentlemen?"

Oh dear, they've disappeared. E. Harry Gumer, Romford, ESSEX - Daily Mail, June 1, 2005

NO means NO

When does NO mean MAYBE? When it's not the answer the EU wants. With the courageous French NON resounding in their ears, shabby, undemocratic self-interested leaders of Europe propose ignoring the part of their precious constitution that requires ratification by all members and continuing without one of the biggest founder members to prevent derailing the gravy train.

As in Ireland, they refuse to accept any NO votes, ignoring the will of the people, and re-stage votes until they can engineer the 'correct' answer. Sadly, Foreign Secretary Jack Straw dances to their tune like a puppet on a string. With tactics such as these, how can anyone really believe the EU has our interests at heart. Letter from Steve Penny, Kingsnorth, Kent - Daily Mail, June1, 2005

Surely the French result makes the £1million the EU recently spent on a treaty signing ceremony seem a trifle premature and extravagant. Letter from Keith Wiseman, Bury, Lancs. - Daily Mail, June1, 2005

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WWW silentmajorityspeaks.com

Britain has traditionally been one of the biggest net contributors to the EU because we do not get as much money back from Brussels in farm and regional subsidies as our rivals.

According to Treasury figures, between 1995-2002, Britain's average contribution taking the rebate into account, was £2.6billion, or £43.55 per head of population.

The French - the biggest recipient of farm subsidies - contributed £1billion a year or £16.08 per head of their population.

December 28, 2005 (959 days since Iraq war ended)

Death Toll: 2,172 US - 98UK - >>30,000? Iraqi - 25 media

January 16, 2006 (978 days since Iraq war ended)

Death Toll: 2,219 US - 98UK - >>30,000? Iraqi - 25 media

March 8, 2006 (1033 days since war ended)

Death Toll: 2304US - 103UK - >>6,164? Iraqi - >>17,300? civilians - 25 media

Tony Blair should know that respect comes by example - from the top. If a country's leader has no respect for the rule of international law and no respect for the truth, how can he expect anyone to have respect. Letter from P.J.Atkinson, Ashford, Kent - Daily Mail, January 12, 2006

STOP PRESS

Pensions: How this Labour Government betrayed us

Special Report by Tony Hazell - Money Mail Editor

Daily Mail, March 15, 2006

One message rings loud and clear from today's Ombudsman's report into the scandal of pension wind-ups: when it comes to your pension, you can never trust the Government. More than 85,000 people lost part or all their pensions when their employers abandoned their occupational schemes.

These people, many of whom had saved throughout their working lives, were shocked and outraged when their pensions failed because they had believed repeated Government assurances that final salary schemes were safe and guaranteed. Yet throughout this disgraceful episode the Government has consistently refused to admit it has done anything wrong. Even yesterday it was still refusing to accept blame or offer full redress to the victims.

However, Parliamentary Ombudsman Ann Abraham's report, published today, offers a stern rebuke to those assertions. In accusing the Government of maladministration, she provides the ultimate justification to those who have battled for so long to have these pensions restored. Government information on occupational pensions was, she says, 'inaccurate', 'incomplete', 'unclear', and 'inconsistent'.

How it all went wrong

1980: EU law passed requiring legislation to protect pensions on employer insolvency. Nothing was done.

1992: Robert Maxwell's plundering of Mirror Group; pensions is revealed.

1997: Pension scheme members told pensions are safe because of Pensions Act of 1995. A minimum funding requirement (MFR) established to ensure schemes have enough money in them. Regulator (OPRA) set up.

1999: Financial Services Authority issue pensions public information leaflet. But this fails to mention the dangers of pension scheme wind-ups.

2000: Actuaries tell Treasury that people think the MFR will give them full protection if pension scheme fails. Department for Social Security acknowledges this, but fails to issue warning. Shoemaker BUSM pension goes into wind-up

2001: OPRA urges that members be told about actual security of their pensions. Government ignores advice. DSS public information leaflet fails to mention scheme wind-ups. Kalamazoo (office eqpt. firm) pension goes into wind-up.

2002: Feb: Government reduce protection of the MFR. Actuaries again urge government to warn members about security of pensions.

July: Steelmaker ASW fails despite being 102% funded on MFR.

Dec: Pensions Green Paper states accrued pension rights 'are clearly protected in law and this will remain the case'.

2003: Government again ignores suggestions to strengthen the protection of MFR

Mar: Pensions regulator OPRA says trustees can stop members leaving pension schemes due to falling stock markets.

April: Shelf-maker Dexion fails. Members' money locked into scheme by OPRA ruling.

2004 May: Government finally offers limited compensation, 24 years after legislation should have been put in place, in the form of the Financial Assistance Scheme (FAS).

Nov: Parliamentary Ombudsman launches inquiry into Government misleading workers over security of their pensions.

2005 April : Pension Protection Fund launched as safety net covering members of final salary schemes.

Dec: FAS finally makes its first payments to 13 victims

2006 March: Parliamentary Ombudsman publishes report finding Government guilty of maladministration.

In a five-year campaign, Money Mail has called for victims of pension wind-ups to be compensated in full by the Government. We believe that the Financial Assistance Scheme, grudgingly introduced by the Government before the 2004 General Election, in fundamentally flawed. It is too complex, its scope is not wide enough, and the payments being offered are too small.

But even here, the Government has dragged its feet. It's taken more than a year to make the first payments and even now has so far paid just 27 people. Meanwhile, people are dying while waiting for their money. Others, who have toiled in exhausting manual jobs, are working into retirement, pushing tired bodies to the limit when they should be relaxing and enjoying the fruits of their labours.

It cannot be emphasised too strongly that these people are NOT layabouts or scroungers. It was not their desire to be going cap in hand to the Government. They worked hard and they saved hard, putting an average of £50,000 into their pensions. They have been let down by employers who failed to honour their obligations and governments who failed to ensure the necessary legislation was in place to protect them.

The Ombudsman's report quotes the Prime Minister's forward to the ministerial code, which refers to the 'bond of trust' between the British people and their government. 'It seems to me that citizens should be entitled to expect that the publications of official bodies - do not mislead them," she adds.

But mislead them the government and its agencies did, consistently referring to guarantees and the safety of final salary pensions. A guide to pensions issued by City regulator, the Financial Services Authority in 1999, refers to the 'guaranteed' benefits of final-salary pensions not once, but several times. One such reference asserts that final-salary schemes 'give you a guaranteed pension'.

The Government also consistently ignored advice to issue warnings on the risks involved with pensions. Perhaps worst of all were the decisions to follow advice to weaken the minimum funding requirements which offered basic protection to pension savers - then ignore advice to strengthen them. Pensions minister Jeff Rooker admitted in 2000 that the man in the street could get a false impression that the minimum funding requirement guaranteed solvency. He himself had been under that impression - yet still the Government did not issue a warning that this was not the case.

Overall, this report is a damning indictment of successive governments who again and again gave misleading information about the safety of pensions and failed to protect the interests of long-term investors. Now, as thousands endure lives blighted by the failure of their pensions, the Government is once again refusing to accept responsibility.

Imagine if the private pension industry behave in this way. When private companies mis-sold pensions, they were ordered to pay compensation totalling over £11billion. Those that dragged their feet were heavily fined. The Government has broken a basic pact of trust. It asked people to save for their retirements and gave false assurances that their savings would be safe.

Now it is seeking to run away from its responsibilities. This scandal presents a challenge to Gordon Brown. Money Mail urges him to give these hard-working people the pensions they have earned.

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